Last updated: November 12, 2026
Use of this site
By using this website you agree to these terms. The content is general information about insurance appraisal and property claims in New Jersey.
No professional relationship
Reading this site, using its tools or sending a form doesn’t create an appraiser–client relationship. That begins only when we both sign a written engagement agreement.
No legal advice
New Jersey Insurance Appraiser isn’t a law firm, and nothing on this site is legal advice. Policies differ, and laws and court decisions change. Ask a licensed New Jersey attorney about legal questions.
Tools and estimates
Calculators give planning estimates from the figures you enter. They aren’t appraisals, quotes or predictions of any claim outcome.
Intellectual property
Site content, design and tools belong to New Jersey Insurance Appraiser. You may share links and print pages for personal use. Photos are used under the licenses listed on our photo credits page.
Limitation of liability
The site is provided “as is.” To the extent the law allows, we aren’t liable for decisions made based on its content or tools.
Governing law
These terms are governed by the laws of the State of New Jersey.