- Coastal storms
- Wind
- Salt corrosion
- High-rise water losses
- Commercial roofs
A barrier island city
Atlantic City sits on Absecon Island, with the Atlantic Ocean on one side and back bays on the other. Chelsea and Ducktown have older homes and apartment buildings. Venice Park and Bungalow Park have smaller homes on lagoons. The Marina District and the Boardwalk hold casino hotels and high-rise condos.
Storms on Absecon Island
Sandy came ashore just north of Atlantic City, near Brigantine, in 2012. The Ash Wednesday Storm of 1962 and many nor’easters since have flooded the island and damaged the Boardwalk. Salt air and constant wind wear down roofs, windows and mechanical equipment faster than inland.
Disputes we see in Atlantic City
- Condo tower water losses through windows and balconies.
- Commercial roof and HVAC damage.
- Wind and flood damage split between policies.
- Elevated home repairs on lagoon lots.
We serve Atlantic City and nearby Atlantic County communities, including Ventnor, Margate, Brigantine, Egg Harbor Township, Absecon and Galloway.
Services available in Atlantic City
Every New Jersey Insurance Appraiser service is available to property owners in Atlantic City and the rest of Atlantic County, including:
- Appraisal Demand Representation
- Homeowners Insurance Appraisal
- Condo, HOA & Commercial Appraisal
- Roof & Hail Damage Appraisal
- Wind & Tornado Damage Appraisal
- Hurricane & Nor’easter Claim Appraisal
- Water, Ice Dam & Pipe Burst Appraisal
Questions from Atlantic City property owners
Do you handle commercial and hospitality claims?
Yes. We value large commercial losses, including roofs, mechanical equipment and interiors.
Who covers homes the regular market won’t insure?
The New Jersey Insurance Underwriting Association, the state’s FAIR Plan, offers basic property coverage. Its policies include appraisal language.