Free & private
Free Insurance Claim Tools for New Jersey Owners
Seven calculators and planners built from real appraisal work. Check the carrier’s math, see your deductible in dollars and plan your deadlines. No sign-up, nothing stored.
EstimatorClaim Gap & Net Recovery Estimator
Compare two estimates, project an award and subtract appraiser and umpire fees to see your net.
CalculatorACV & Holdback Calculator
Estimate the first ACV check, the depreciation held back and the total after repairs, with a labor option.
CalculatorRoof Pitch & Squares Calculator
Turn a footprint into true roof squares using pitch, waste and tear-off layers.
CalculatorHurricane Deductible Calculator
See your hurricane or windstorm deductible in dollars, and what changes if the trigger isn’t met.
PlannerClaim Calendar Builder
Map notice, proof of loss, replacement cost, appraisal and suit dates, then export them to your calendar.
ChecklistAppraisal Readiness Checkup
Twelve yes/no questions that score your file and build a to-do list before you demand appraisal.
CalculatorFallen Tree Coverage Calculator
See how per-tree and per-storm debris limits split tree removal costs from structure damage.
Suggested order
Using the tools together
- Start with the claim calendar builder so no deadline slips.
- Check roof math with the roof pitch & squares calculator.
- See what you’re owed with the hurricane deductible, ACV & holdback and fallen tree calculators.
- Test the dispute with the claim gap estimator.
- Finish with the readiness checkup.
Talk through your claim
The first conversation is free. We’ll tell you honestly whether appraisal fits.
(844) 537-1427Send claim details