- Flash flooding
- Wind
- Hail
- Tree fall
- Burst pipes
Central Jersey suburbs
Edison grew fast after World War II. Neighborhoods such as Clara Barton, Menlo Park, Oak Tree and North Edison are filled with ranches, split-levels and bi-levels from the 1950s and 1960s, now often expanded with additions and finished basements. Newer colonials and townhome associations fill the rest. Route 1 and Route 27 carry retail centers, offices and Raritan Center’s warehouses.
Storm history around Edison
Tropical Storm Floyd in 1999 brought record flooding along the Raritan River and its tributaries in Middlesex and Somerset counties. The remnants of Ida flooded roads and homes across the area in 2021. Wind and hail from summer storms, plus ice and tree damage in winter, make up most homeowner claims here.
Disputes we see in Edison
- Additions and finished basements left out of a water loss scope.
- Roof replacements priced without the second layer that older split-levels often carry.
- Townhome association roof claims split by building without a consistent scope.
- Warehouse and retail roof losses in Raritan Center and along Route 1.
We serve all of Edison and nearby Middlesex County communities, including Metuchen, Highland Park, New Brunswick, Piscataway, South Plainfield and Woodbridge.
Services available in Edison
Every New Jersey Insurance Appraiser service is available to property owners in Edison and the rest of Middlesex County, including:
- Appraisal Demand Representation
- Homeowners Insurance Appraisal
- Condo, HOA & Commercial Appraisal
- Roof & Hail Damage Appraisal
- Wind & Tornado Damage Appraisal
- Hurricane & Nor’easter Claim Appraisal
- Water, Ice Dam & Pipe Burst Appraisal
Questions from Edison property owners
My finished basement was damaged by a sump pump failure. Is that covered?
Not under the base homeowners policy in many cases. Water backup coverage is usually an endorsement with its own limit. Check your declarations page.
Can townhome associations use appraisal for a single building?
Yes. The association can dispute the amount of loss on any building covered by its policy.