- Tidal & river flooding
- Tree fall
- Hail
- Wind
- High-rise water losses
Bergen County claims start here
Bergen is New Jersey’s most populous county, and Hackensack is its legal and medical hub. Neighborhoods like Fairmount and the streets west of Prospect Avenue have 1920s and 1930s colonials and Tudors under mature oaks. Garden apartment complexes and co-ops date from the postwar decades, and Prospect Avenue is lined with high-rise condos and co-ops.
Weather in the Hackensack area
The Hackensack River and its tributaries flood in heavy rain, and the lower Meadowlands are affected by tides. Ida’s remnants flooded streets and basements across Bergen County in 2021. The Halloween nor’easter of 2011 brought down thousands of trees in the county, and summer thunderstorms bring hail and wind several times a decade.
Common disputes in Hackensack and Bergen County
- Tree damage to roofs and framing priced as simple repairs.
- Slate and tile roofs on older homes priced as asphalt shingle.
- Co-op and condo water losses split between master and unit policies.
- Hail damage to siding and gutters left out of roof-only estimates.
We serve Hackensack and neighboring Bergen County towns, including Teaneck, River Edge, Maywood, Paramus, Englewood, Fort Lee and Lodi.
Services available in Hackensack
Every New Jersey Insurance Appraiser service is available to property owners in Hackensack and the rest of Bergen County, including:
- Appraisal Demand Representation
- Homeowners Insurance Appraisal
- Condo, HOA & Commercial Appraisal
- Roof & Hail Damage Appraisal
- Wind & Tornado Damage Appraisal
- Hurricane & Nor’easter Claim Appraisal
- Water, Ice Dam & Pipe Burst Appraisal
Questions from Hackensack property owners
Do co-op buildings use the appraisal clause?
Yes. The co-op corporation’s building policy usually contains appraisal language. Individual shareholders’ HO-6 policies have their own.
A tree from the town right-of-way fell on my house. Who pays?
Your homeowners policy usually responds first. Whether the town is liable depends on notice and other facts, which is a question for an attorney.