- Nor’easters
- Coastal surge
- Wind-driven rain
- Salt corrosion
- Condo losses
A historic shore city
Long Branch was a summer resort for presidents in the 19th century, and some of that history remains in Elberon’s large Victorian and Colonial Revival homes. The West End and North Long Branch have smaller homes and bungalows. Pier Village and the oceanfront hold newer condo buildings, many insured under association master policies.
Storms on the Monmouth County coast
Sandy’s surge damaged much of the Monmouth County coast in 2012, including nearby Sea Bright and Monmouth Beach. Nor’easters bring days of onshore wind, surf and rain, and salt air shortens the life of roofing, siding and HVAC equipment.
Disputes we see in Long Branch
- Condo master policy claims for roofs, windows and balconies.
- Wind-driven rain through older windows and doors.
- Historic home repairs needing specialty materials.
- Wind and flood damage split between policies.
We serve Long Branch and nearby Monmouth County communities, including Asbury Park, Red Bank, Sea Bright, Monmouth Beach, Ocean Township and Eatontown.
Services available in Long Branch
Every New Jersey Insurance Appraiser service is available to property owners in Long Branch and the rest of Monmouth County, including:
- Appraisal Demand Representation
- Homeowners Insurance Appraisal
- Condo, HOA & Commercial Appraisal
- Roof & Hail Damage Appraisal
- Wind & Tornado Damage Appraisal
- Hurricane & Nor’easter Claim Appraisal
- Water, Ice Dam & Pipe Burst Appraisal
Questions from Long Branch property owners
Does a nor’easter trigger my hurricane deductible?
Usually not. Hurricane deductibles typically apply only when specific hurricane trigger language is met. Check your policy’s endorsement.
Our condo association disagrees with the carrier on a roof claim. Can we use appraisal?
Yes, if the dispute is about the amount of loss and the master policy has an appraisal clause.