- River & creek flooding
- Rowhouse fires
- Roof leaks
- Wind
- Burst pipes
A city of rowhouses and history
Trenton’s housing is old and dense. Chambersburg, Wilbur and North Trenton are lined with brick rowhouses with flat roofs and shared walls. Mill Hill is a historic district of restored 19th-century homes. Hiltonia, Glen Afton and Cadwalader Heights have larger early-1900s homes on tree-lined streets. Downtown holds state office buildings and older commercial blocks.
Flooding and storms
Trenton sits on a major river at the fall line, and the river flooded the city’s low-lying areas in 2004, 2005 and 2006. Assunpink Creek, which runs through downtown, floods in heavy rain. Wind-driven rain and roof leaks in flat-roofed rowhouses are the most common homeowner claims we see in the city.
Trenton disputes we handle
- Flat-roof membrane and parapet repairs on rowhouses.
- Fire and smoke damage between attached homes.
- Historic district repairs that need specific materials.
- Water losses in older buildings with outdated plumbing.
We serve Trenton and nearby Mercer County communities, including Hamilton, Ewing, Lawrence, Princeton, Hopewell and Robbinsville.
Services available in Trenton
Every New Jersey Insurance Appraiser service is available to property owners in Trenton and the rest of Mercer County, including:
- Appraisal Demand Representation
- Homeowners Insurance Appraisal
- Condo, HOA & Commercial Appraisal
- Roof & Hail Damage Appraisal
- Wind & Tornado Damage Appraisal
- Hurricane & Nor’easter Claim Appraisal
- Water, Ice Dam & Pipe Burst Appraisal
Questions from Trenton property owners
The fire next door damaged my rowhouse. Who do I claim against?
Usually your own policy first. Your insurer may then seek recovery from the neighbor’s insurer if the neighbor was at fault.
Does Mill Hill’s historic designation affect repairs?
Exterior work in designated historic districts may need review and specific materials. Ordinance-or-law coverage can help with the added cost.