Insurance Appraiser in Morristown, NJ

Morristown’s historic Green, Victorian homes and wooded hills give it plenty of character. They also make it one of the busiest areas in New Jersey for tree, snow and ice claims.

County

Morris County

Region

Skylands & Highlands

Housing

Victorians, colonials, historic downtown buildings

Local claim risks

Tree fall
Ice dams
Heavy snow
Wind
Frozen pipes

Historic homes under old trees

Morris County’s seat is known for its Revolutionary War history and its Victorian and colonial homes. Neighborhoods near the Green, along Franklin Street and in the surrounding Morris Township have large homes under mature oaks and maples, many with slate roofs, wood siding and plaster interiors. Downtown holds older commercial and mixed-use buildings.

Winter weather and trees

Morristown sits higher and colder than the coastal plain, so winter claims dominate. The Halloween nor’easter of 2011 dropped heavy snow on trees in full leaf, leaving Morris County with some of the worst tree damage and longest power outages in the state. Ice dams form on older homes with little attic insulation, and frozen pipes follow every hard cold snap.

Disputes we handle in Morristown

Tree removal with cranes priced as basic ground work.
Slate roof repairs priced as asphalt shingle.
Ice-dam water damage cut to a single room when it ran through walls.
Historic exterior details and materials left out of the scope.

We serve Morristown, Morris Township, Morris Plains, Madison, Mendham, Parsippany, Randolph and the rest of Morris County.

Services available in Morristown

Every New Jersey Insurance Appraiser service is available to property owners in Morristown and the rest of Morris County, including:

Questions from Morristown property owners

Does my policy cover removing a tree that fell on my house?

Removing the tree from the house is usually part of the structure claim. Hauling it away from the yard is debris removal, which often has a per-tree limit. Our fallen tree calculator walks through the math.

Are ice dams a covered claim?

Interior damage from ice dams is commonly covered. Removing the ice and improving insulation usually is not. Document the damage before repairs.