Insurance Appraiser in Paterson, NJ

Built around the Great Falls of the Passaic, Paterson has old mill buildings, dense multi-family blocks and neighborhoods that know exactly how high the river can rise.

County

Passaic County

Region

Gateway North Jersey

Housing

Frame multi-family homes, brick mill buildings, hillside single-families

Local claim risks

River flooding
Basement water
Multi-family fires
Ice dams
Wind

A river city

The Passaic River wraps around Paterson on three sides. Hurricane Irene in 2011 brought some of the worst flooding in the city’s modern history, and the remnants of Ida flooded neighborhoods again in 2021. Most of that flood water is a matter for flood insurance, not homeowners coverage, which makes separating flood damage from wind, rain and plumbing damage especially important here.

Paterson’s housing

The Eastside has large early-1900s homes on wide streets. Riverside, People’s Park and the Northside are dense with frame two- and three-family houses. The historic district around the Great Falls holds 19th-century brick mill buildings, many converted to apartments and businesses. Hillcrest and the Totowa section have single-family homes on hillside lots.

Claims we see in Paterson

Roof and interior damage from wind-driven rain during storms that also flooded the street.
Multi-family fires that spread through balloon framing.
Masonry and roof repairs on converted mill buildings.
Winter water losses from frozen pipes in older multi-family homes.

We serve Paterson and surrounding Passaic County communities, including Clifton, Passaic, Totowa, Haledon, Wayne and Little Falls.

Services available in Paterson

Every New Jersey Insurance Appraiser service is available to property owners in Paterson and the rest of Passaic County, including:

Questions from Paterson property owners

My basement flooded and my roof leaked in the same storm. How is that handled?

Usually as two claims: flood damage under a flood policy and roof or rain damage under the homeowners policy. Clear photos and notes about where water entered help each policy pay its share.

Do you work with owners of converted mill buildings?

Yes. Older masonry buildings need specialty repairs that general estimates often miss.